YOUR DEFAULT FUND
What you need to know about Schroder Managed Balanced

YOUR DEFAULT FUND
What you need to know about Schroder Managed Balanced

If you don’t want to choose your own investments, you don’t have to. That’s the great thing about your pension.


Stephen Lefley
Head of Workplace Solutions
Some people are quite happy to make their own choices. But you might be more comfortable leaving this to an expert. If you don’t choose where to invest your pension contributions, they’ll go into the default fund. Your workplace pension default fund is called Schroder Managed Balanced. In this guide, we take a closer look at this fund; what it is, how it works, and how it’s performed. But first, we’ll explain why it’s important to invest your pension in the stock market at all. We know that understanding investing can seem tricky. But when it’s explained in the right way – avoiding jargon, wherever possible, you can make better decisions with confidence. Even if you never read anything else about your workplace pension, spend just 5 minutes reading this guide. It could make all the difference to your life after work.
IMPORTANT INFORMATION We wrote this guide to give you useful information about your workplace pension default fund, but it’s not personal advice. If you’re not sure whether a particular investment is right for you, please ask for advice.
The information in this guide was correct as at 25 April 2022 unless otherwise stated. Pension tax rules can change, and their benefits depend on your circumstances.
The performance of the Schroder Managed Balanced fund is not guaranteed, its value can fall as well as rise and we therefore believe investment should only be considered for the long term (5+ years). As with all investments, you could get back less than you put in. You can’t usually get money you put in a pension back until age 55 (rising to 57 in 2028).