HL GROWTH FUND ESG GUIDE
How your pension invests responsibly
HL GROWTH FUND ESG GUIDE
How your pension invests responsibly
Nick Clough
Product Specialist
It’s important today more than ever, that your money works as hard as you do. But we also believe in responsible investing, by considering the Environmental, Social and Governance (“ESG”) impacts of your pension investments. As “responsible” investing can mean different things to different people this guide will help you understand how your default pension investments consider the Environment, Society in the places we invest, and how we think about responsible Corporate Governance. As at 30 September 2024 the proportion of the fund specifically invested with ESG issues in mind was 98%. If you would like to learn more about other ways to invest your pension responsibly, check out our Responsible Investing web page. It includes a range of helpful tips and tricks for responsible investors, including fund ideas.
IMPORTANT NOTES
Please remember all investments, including the default fund, can go down as well as up in value, so you could get back less than you put in.
We’ve written this guide to give you useful information to help you make the most of your workplace pension, but it’s not personal advice or a recommendation to invest. If you aren’t sure if a particular investment is right for you, please ask for advice.
The information in this guide was correct as at 30 September 2024. You can’t normally access money in a pension until age 55 (57 from 2028). Pension and tax rules can change, and their benefits depend on your circumstances.
What Is “ESG”?
Hear from Dominic Rowles, our Lead ESG Analyst on what ESG investing is, and why we think it matters.