Proposition
A lifetime of saving and support with HL- a comprehensive range of products and services designed to meet short, medium, and long term objectives
Group Self-Invested Personal Pension (Group SIPP)
Our workplace pension (Group SIPP) provides access to one of the broadest ranges of investment options anywhere in the UK.
Group Stocks and Shares ISA
Our payroll-enabled ISA is a popular and accessible way for our members to benefit from generous tax breaks. Members can make regular contributions through payroll as well as lump sum contributions if they wish.
Group Fund and Share Account (GIA)
Our payroll-enabled GIA is a straightforward investment account with no payment limits. It’s aimed at those who’ve used their pension and ISA allowances but want to invest more. Like with our other products, members have access to free live share prices and an award-winning dealing service.
ISA range
As well as our payroll-enabled Group Stocks & Shares ISA, we also offer a Lifetime ISA for members investing for later life or saving for a first home, a Junior Stocks & Shares ISA to invest for a child’s future and a Cash ISA for those looking for a cash savings solution.
Active Savings
This is our cash savings solution, which can be used inside or outside a Cash ISA. Members can choose from a range of easy-access or fixed-term savings products from our multiple bank and building society partners, all through a single login.
FlexInvest
This tool allows members to redirect pension and other entitlements into savings and investment accounts alongside their workplace pension. The backend process is fully payroll gateway enabled, and our platform does the heavy lifting in making sure members keep to AE minimums.
Retirement service
We recognise that members have varying needs and want different levels of support. That’s why we offer all retirement options under one roof, to help ensure the best possible outcome for members. This includes annuities, drawdown, lump sums and mix and match.
Financial advice
We offer an in-house advisory service to UK residents and have been awarded ‘corporate chartered’ status by the Chartered Insurance Institute (CII). Members benefit from a free initial consultation with our Advisory Helpdesk before deciding whether to proceed with advice.
Approved platform service
As an approved broker service, we can provide compliance monitoring for those clients who need to be made aware of their employees’ investment transactions.