EMPLOYER TOOLKIT
EMPLOYER TOOLKIT
There’s billions of pounds in lost pensions across the country. It’s easy to lose track of them when you move home, or change jobs. Employers have a crucial role to play in encouraging employees to track down any pensions they might have lost. With unclaimed pension pots averaging £9,500 each, a small nudge could make a big difference. That’s where you can help.
National Pension Tracing Day
Sunday 29 October 2023
Use our employer toolkit
This year, Hargreaves Lansdown is sponsoring National Pension Tracing Day. We wanted to make it easy for employers to support their workforce in tracking down old pensions. And we’ve put together a toolkit for employers to download and use as they wish. We kindly ask that no additional changes are made to the copy provided.
Click each image to download the asset that you want to use.
Intranet banners
Drive awareness and engagement with our National Pension Tracing Day intranet adverts. Click the image or the download button to use for free.
Case Study
Three pensions worth £55,000
After hearing about National Pension Tracing Day, Kuldeep went through the pension tracing steps and found three pensions worth a total of £55,000. ‘It was quite simple,’ he says. ‘The hardest part was remembering things from when I started work in the late 70’s.’ Source: Aspire to Retire
Promotional posters
Drive awareness in your office with these posters. Click the image or the download button to use for free.
Lost Pensions Guide for employees
A step by step guide to trace a lost pension. Click the image or the download button to use for free.
Case Study
A lost pot worth £40,000
A TV presenter worked for a few employers over her career and collected multiple pension pots along the way. When she heard about National Pension Tracing Day, the presenter followed all the steps to trace her lost pensions and found a pot worth £40,000. This extra money and peace of mind has allowed her to cut down her working week to two days and spend time caring for her family. *Source – The Sunday Times
Emails for employees
Use these teaser and launch emails for National Pension Tracing Day to encourage your employees to think about any pensions they might have forgotten about. Click the image or the download button, and then copy and paste into your email client to send.
How to spot a pension scam
It’s great to support your employees with tracking down lost pensions, but it’s also worth reminding them that pensions scams exist too. Here’s a reminder of the six ways to spot a pension scam:
- It’s unexpected – scammers often cold-call their victims. They can also get in touch by email, text message, post, social media or even word of mouth.
- There’s pressure – you might be told you have a limited time to act. Or that you’ll miss out on a bonus or discount if you don’t act before a certain date. Always take time to consider your options and never rush your decision.
- Promise of unrealistic returns – to tempt you in, scammers often promise impressive or guaranteed returns. They’ll even play down the risks. If it sounds too good to be true, it probably is.
- Incentives are offered – scammers might incentivise you to make a transfer. This includes any bonuses, loans, or a limited time investment offer.
- The company isn’t authorised – if someone contacts you about financial advice, (this could be advice on a pension transfer or where to invest your pension) they must have FCA permission. You can check if a company has permission using the FCA register.
- Out of the ordinary claims – most financial products, including pensions, must meet certain rules and regulations. Scammers might use these rules to bend truths and lure you in. For example, it’s true that you can access a pension before 55, but only generally if you’re seriously unwell.
