SCHRODER MANAGED BALANCED
Schroders, the fund manager, is a large and well respected investment company.
HOW THE FUND WORKS The fund invests predominantly in shares. While it can invest up to 85% in shares, it typically holds less than this. Shares have the potential to grow in value, although they are considered higher risk as their value can rise or fall quickly in a short period of time. The remaining money is invested in other areas like bonds or cash. These are usually lower risk in order to balance the fund. The fund is managed by Johanna Kyrklund. Johanna first decides how much she will allocate to shares, bonds and cash. She then chooses which Schroder funds she wants to invest in to get access to these assets. As well as her own views, she can draw on the research and analysis of 100 Schroder investment professionals to help her decide where to invest.
ACTIVE vs PASSIVE MANAGEMENT Pension funds can either be ‘actively’ or ‘passively’ managed. Actively managed funds are trying to beat the markets they are investing in, while passively managed funds simply aim to perform in line with the markets. The Schroder Managed Balanced Fund is actively managed. This means that Schroder are trying to outperform the average of other pension funds. They do this by both choosing to invest more in the markets they expect to perform well, and choosing which specific stocks within each market to invest in.
How has Schroder Managed Balanced performed over the last 5 years?
Schroder Managed Balanced increased by 33.30%* over 5 years. The fund has performed similarly to its benchmark and is currently outperforming it. It fell significantly in value in 2020 due to the impact of the Coronavirus pandemic, but has since recovered. Please remember past performance is not a guide to the future. The value of investments can rise and fall, so you could get back less than you invest.
SCHRODER MANAGED BALANCED vs SECTOR
Please note, past performance is not a guide to future performance. *Source: Lipper IM 31/03/2022 The performance figures on this page do not include the effect of HL rebating part of the fund's ongoing charge. This means they will slightly understate the performance investors through HL have actually received.